1.045 Trillion
Total Credit Card Debt in the U.S.
$8,187 AVG. DEBT
Average Credit Card Debt per U.S. Household.
$28,400 AVG. DEBT
Average Student Loan Debt per Student
1.045 Trillion
Total Credit Card Debt in the U.S.
OUR SOLUTIONS
What We Offer
Debt Consolidation
Debt consolidation refers to the act of taking out a new loan. Multiple debts are combined into a single, larger debt, such as a loan, usually with more favorable payoff terms. Debt consolidation can be used as a tool to deal with student loan debt, credit card debt, and other liabilities.
HELOCs
A home equity line of credit, or HELOC, is a loan in which the lender agrees to lend a maximum amount within an agreed period, where the collateral is the borrower's equity in their house.
Cash Out Refinance
Cash out refinancing occurs when a loan is taken out on property already owned, and the loan amount is above and beyond the cost of transaction, payoff of existing liens, and related expenses
401K Loans
With a 401(k) loan, you borrow money from your retirement savings account. Depending on what your employer's plan allows. Remember, you'll have to pay that borrowed money back, plus interest.
Testimonials
Don't just take our word for it.
Fast turn around time. Made me feel very comfortable with my financial situation. Very pleasant to speak with. Would recommend to others.” – Michelle J.
Bright Path did very well by me. They got me the financing I needed to wipe out my $37,000 in credit card debt… I would gladly recommend them to my closest friends.” – Jake T.
It was easy, trustful, and smooth! Bright Path is great for anyone with alot of debt like myself!” – Julia N.