WHAT DOES BRIGHT PATH FINANCIAL SERVICES DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
Social Security number and Credit Score
Name and contact information
Account balances and Transaction history, Income and Employment History
All financial companies need to share Customers' personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their Customers'
personal information; the reasons Freedom Financial Network, LLC
chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Bright Path FS
Share?
Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes
No
For our marketing purposes—
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Yes
yes
For our affiliates’ everyday business purposes—
information about your creditworthiness
Yes
yes
For our affiliates to market to you
Yes
yes
For nonaffiliates to market to you
Yes
yes
To limit our sharing
Call —800-998-0304 our menu will prompt you through your choice(s) or
Visit us online: support@Brightpathfs.com
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we
sent this notice. When you are no longer our customer, we continue to share your information as
described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call —800-998-0304 or
go to support@Brightpathfs.com
Who we are
Who is providing this notice?
Bright Path Financial Services
What we do
How does FFN
protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does FFN
collect my personal information?
We collect your personal information, for example, when you
- Open an account or income information
- Provide account information or provide employment information
- Give us your contact information
We also collect your personal information from others, such as credit
bureaus, affiliates or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
1. sharing for affiliates’ everyday business purposes—information
about your creditworthiness
2. affiliates from using your information to market to you
3. sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing.
What happens when I limit sharing
for an account I hold jointly with
someone else?
Bright Path Financial Services will limit sharing for joint
account holders
Defi nitions
Affiliates
Companies related by common ownership or control. They can be
financial and nonfi nancial companies.
- Bright Path FS, Brightpath FS , Bright Path Financial Services
Nonaffiliates
Companies not related by common ownership or control. They can be
financial and nonfi nancial companies.
- Nonaffiliates we can share with include direct marketing companies,
service providers, insurance companies and broker/dealers.
Joint marketing
A formal agreement between nonaffi liated financial companies that
together market financial products or services to you
- Bright Path FS joint marketing partners include Financial Institutions, Lead
Generators, and Marketing and Sales organizations.
Other important information
See below for specific state information
For New York Residents
In accordance with New York law, we will not share information we collect about you with nonaffiliates, except as
allowed by law. For example, we may share information with your consent or to service your accounts. See below for
your right to limit our sharing among our affiliates and with non-affiliated third parties.
For Nevada Residents
We are providing you this notice pursuant to state law. You may be placed on our internal “do not call” list by calling
800-998-0304 Nevada law requires that we also provide you with the following contact information: Bureau of
Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St. – Suite 3900, Las Vegas, NV
89101; 702- 486-3132 – BCPINFO@ag.state.nv.us.
1. Your Rights
You have the following rights to restrict the sharing of personal and financial information with our affiliates (companies
we own or control) and outside companies that we do business with. Nothing in this form prohibits the sharing of
information necessary for us to follow the law, as permitted by law, or to give you the best service on your accounts
with us. This includes sending you information about some other products or services.
2. Your Choices
- Restrict Information Sharing With Companies We Own or Control (Affiliates): Unless you say “No,” we may
share personal and financial information about you with our affiliated companies. - Restrict Information Sharing With Other Companies We Do Business With To Provide Financial ProductsAnd Services: Unless you say “No,” we may share personal and financial information about you with outsidecompanies we contract with to provide financial products and services to you.
3. Time Sensitive Reply
You may make your privacy choice(s) at any time. Your choice(s) will remain unless you state otherwise. However, if
we do not hear from you we may share some of your information with affiliated companies and other companies with
whom we have contracts to provide products and services.
To exercise your choices do one of the following:
Option 1:
Reply electronically by contacting us through the Internet at support@brightpathfs.com
Option 2:
Call this toll-free number: (800) 998-0304